Today, nearly three months after I initially applied, I received notification from the county regarding our Medi-Cal application. We are a family of three. Two of us have multiple medications (expensive) that we need to take each month to stay alive/healthy. I am a diabetic.
Here is where I ask you all (surely someone out there understands this stuff?) for help understanding. I am an intelligent, college educated, but currently unemployed mother who needs help taking care of her family’s medical needs while I find new employment. But I don’t understand how the government thinks people survive. I really don’t.
I received one envelope with five letters in it. The first stated that all three of us are entitled to full benefits at no cost coverage effective February 1. The next stated that Bear (only) was approved for benefits under the CEC program for Feb 2009 through Jan 2010 (it does not state what those benefits are). The next applies only to Bear and states that she is denied for the 100 Percent Program because her family income is over the allowable limit. The fourth letter applies to Mr. Vixen and myself and stated we have been approved for the Medically Needy Program effective March 1, 2009 with a share-of-cost each month of $1016.00. Lastly, the fifth letter applies to all three of us and says that our Section 1931 (full benefits at no cost) benefits are discontinued effective 2/28/2009 because our income is over the limit.
What. The. Hell? I have no idea who is covered for what. OR why we appear to have been covered for one month, but then discontinued when our income hasn’t changed. MORE IMPORTANTLY, how am I supposed to pay $1016 worth of medical expenses each MONTH??????!!!!! Are you kidding me? The share-of-cost income paper states I have net non-exempt income of $1950 and that the three of us only have maintenance needs of $934, thus leaving our excess income/share-of-cost at $1016.00.
How does a family of three survive on $934 each month? To begin with my rent is $900 (and I DARE anyone to find someplace cheaper here). What about utilities (mine are about $200 a month water, gas, garbage and electric)? What about FOOD?!
I get it. If we need help, we don’t deserve to have a car payment. We don’t deserve to have gas to get to places or money for the bus to go to our appointments. We don’t deserve a telephone or insurance for our vehicle. But surely we deserve a roof over our head, enough food to survive, and heat and water!
Paying $1016 of medical expenses monthly is the same has having zero coverage. Period. We won’t go to the doctor and we won’t be taking our medications. I won’t get my quarterly blood work done and Mr. Vixen will soon not be able to walk.
Our food stamps benefits were discontinued when my unemployment started. I am not going to buy medications for myself, instead of food for Bear.
I really don’t understand. Am I crazy? This seems totally unrealistic….ARGHHHHHHHH